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Disrupting the Way you lend

A digital lending solution spanning all business lines and covering all stages of the credit lifecycle

Explore our Solutions' Matrix

Solutions by Segment

Corporate Loans

Commercial Loans

Retail Loans

Islamic Banking

FI Loans

Sovereign Loans

Development Banking

Mortgage Loans

Embedded Finance

Credit Cards

Loan Collectors

Loan Servicers

All Segments

Solutions by Use Case

KYC & Onboarding

Origination

Scoring

Underwriting & Approval

Limit management

Collateral management

Loan Servicing

Credit Portfolio Monitoring

Collection & Provisioning

ACP Studio

ACP AI-powered Lending

ACP Multi-entity Lending

ACP Early Warning System

ACP ESG Solution

ACP Omnichannel

ACP BI & Reporting

All Use Cases

Embrace the future of lending with ACP - Axe Credit Portal - our innovative digital lending software

Why ACP?

Customers

Trusted by Global Tier-1 Banks

Société Générale

Global bank streamlining credit.

Fidelity Bank

African leader accelerating digital lending

OTP Bank

CEE giant speeding up credit process

Polaris Bank

Nigerian bank optimizing credit with ACP

Successful Partnerships

Global Expertise

Disruptive innovation approach

Focus on customer success

Tailored software implementation

Strong integration background

ISO 27001 certified partner

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About Us

Learn about our mission, values, and commitment to digital lending innovation

Leadership

Meet the leaders driving innovation and strategic growth at Axe Finance

Why Axe Finance ?

Discover why top banks choose Axe Finance for scalable, intelligent lending

Why Axe Credit Portal ?

Explore how ACP transforms the credit lifecycle end-to-end

Careers

Explore career opportunities and grow your future with a LendTech leader

Contact Us

Access a wealth of LendTech Resources

Product Brochures

LendTech TV (Webinars & Podcasts)

Customer Stories

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Frequently Asked Questions

Newsletters

Demos

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Let's Talk

EVENT: 12-14 NOV

DISCOVER HOW ACP IS SHAPING THE FUTURE OF CREDIT AT SINGAPORE FINTECH FESTIVAL 2025

Schedule a live demo session at booth #4L31

AXE FINANCE |

A Global Leader in End-to-End Digital Lending Solutions
With ACP: A Holisitc Platform for Faster Lending,
Smarter Credit Decisions, and Built-in Compliance 

Discover ACP

Recognition |

Axe Finance recognized in the 2024 Gartner® market guide for commercial loan origination solutions

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Recognition |

Axe Finance Position as the Leader in the 2024 SPARK Matrix for Retail Loan Origination Systems by QKS Group

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Recognition |

Axe Finance Position as the Leader in the 2024 SPARK Matrix for Commercial Loan Origination Systems by QKS Group

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Axe Finance - A Global Leading Provider of Digital Lending Software

Corporate Loans
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Commercial Loans
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Retail Loans
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Islamic Banking
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FI Loans
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Sovereign Loans
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Development Banking
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Mortgage Loans
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Embedded Finance
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Credit Cards
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Loan Collectors
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Loan Servicers

Solutions by Segment

Axe Credit Portal - ACP

A multi-segment Digital Lending Solution

Corporate Loans

An end-to-end digital lending solution tailored for large businesses, covering KYC, credit assessment, scoring, approval, and collateral management, among others, allowing lenders to respond efficiently to diverse financing needs with streamlined Corporate loan processes.

Learn More about Corporate Loans

Commercial Loans

Enhancing the automation of all types of commercial loans, including but not limited to SMEs, SMBs, MSMEs, ACP Commercial Loans solution elevates lenders' efficiency, customer experience, and market penetration.

Learn More about Commercial Loans

Retail Loans

An AI-driven solution designed to automate consumer loans from KYC to servicing, ensuring fast-track processing and precise credit decisions across various loan types, enhancing efficiency and borrower satisfaction.

Learn More about Retail Loans

Islamic Banking

Empowering Islamic financing journeys with a future-proof digital lending solution, crafted to fully align with Sharia’a principles. With limitless customization options, lenders can ensure seamless lending that’s compliant with Islamic banking standards.

Learn More about Islamic Banking

FI Loans

Tailored to address a comprehensive range of interbank lending requirements, ACP FI Loans harnesses the power of AI to streamline the lending process. Through automation of tasks, lenders can minimize risks and confidently adhere to interbank lending regulatory standards.

Learn More about FI Loans

Sovereign Loans

Designed to meet the unique demands of Sovereign lending, ACP Sovereign Loans is a flexible digital lending solution that efficiently manages credit risk, collateral, and local and international regulatory compliance related to all types of sovereign lending activities.

Learn More about Sovereign Loans

Development Banking

Enabling lenders with seamless and automated community and development banking, ACP loan origination software features cutting-edge scoring models and limitless customization options designed to enhance credit risk management, ensure future-proof sustainability, and streamline regulatory compliance.

Learn More about Development Banking

Mortgage Loans

A comprehensive and end-to-end lending solution tailored specifically for mortgage financing needs. With advanced features and seamless automation, lenders can efficiently manage the mortgage lifecycle, delivering exceptional borrower experiences.

Learn More about Mortgage Loans

Embedded Finance

ACP Embedded Loans revolutionizes financing by facilitating rapid loan disbursements directly at the Point-of-Sale (POS), whether in-store or online. This solution empowers banks to collaborate with retailers and all external partners, transforming them into digital credit enablers and unlocking new revenue streams.

Learn More about Embedded Finance
All Segments

Solutions by Use Case

Credit Lifecycle Automation fromKYC to Servicing

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KYC & Onboarding

Automating the opening act of the credit journey: KYC, Onboarding, and Lead Management.

Learn More
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Origination

Smart and flexible loan origination solution tailored to every lender's needs

Learn More
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Scoring

Unlock precision with a combination of traditional and AI-driven integrated credit scoring solution

Learn More
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Underwriting & Approval

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Limit Management

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Collateral Management

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Loan Servicing

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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Collection & Provisioning

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP Studio

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP Early Warning System

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP ESG Solution

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP Omnichannel

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP AI-powered Lending

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
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ACP BI & Reporting

Accelerate loan approval and underwriting, ensuring swift decisions while safeguarding against risks

Learn More
All Use Cases

Why automating your lending withAxe Finance ?

Proven Expertise
High Added Value

/ A strategic focus on digital lending

/ More than 20 years of expertise in Lendtech

/ Focus on customer success

/ A global footprint

/ A disruptive innovation approach

/ 40% reinvestment in R&D

/ An ISO 27001-certified partner

/ Agile implementation strategy

/ Strong integration background

/ Enhancing customer satisfaction

/ Increasing profitability

/ Achieving cost savings

/ Improving efficiency

/ Mitigating credit risk

/ Enhancing decision-making quality

/ Reducing loan default

/ Scaling lending operations

/ Ensuring compliance

Why Axe Finance ?

In their ownwords

GHISALBERTI CLAUDE- SOCIETE GENERALE
At Société Générale Group we have to reach ambitious strategic objectives: increasing customer satisfaction by improving turnaround time and commercial efficiency while mitigating credit risk. In a continuously evolving...
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Ghisalberti Claude - Head of Credit Acceptance Solution
Société Générale
At Société Générale Group we have to reach ambitious strategic objectives: increasing customer satisfaction by improving turnaround time and commercial efficiency while mitigating credit risk. In a continuously evolving regulatory environment...
GHISALBERTI CLAUDE- SOCIETE GENERALE
Ghisalberti Claude - Head of Credit Acceptance Solution
Société Générale
DELINSCHI Petru - OTP Bank Moldova
Axe Credit Portal (ACP) has been productively running since 2017 [...] Thanks to ACP, we have been able to reduce drastically the turnaround time to maintain ...
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Delinschi Petru - Deputy CEO / Commercial Director Retail Banking
OTP Bank Moldova
Axe Credit Portal (ACP) has been productively running since 2017 [...] Thanks to ACP, we have been able to reduce drastically the turnaround time to maintain a high degree of customer satisfaction, as well as enhance our overall credit processes.
DELINSCHI Petru - OTP Bank Moldova
Delinschi Petru - Deputy CEO / Commercial Director Retail Banking
OTP Bank Moldova

LendTech News & Blogs

What’s New at Axe Finance

Oct 10 2025

Protected: Advancing Digital Lending in Southeast Asia with AI and OCR Capabilities

As Southeast Asian financial institutions embrace digital transformation, the adoption of AI and OCR capabilities reshapes traditional lending practices. This article...
Read More
Oct 09 2025

Protected: Emerging Trends in SME Lending and Digital Lending Solutions

The UK continues to see a transformative shift in how small and medium-sized enterprises (SMEs) access finance. With the emergence of digital lending platforms, the SME...
Read More
Oct 07 2025

AI in Lending: How Southeast Asia’s Biggest Banks Transform Credit Risk Management

Southeast Asia’s biggest banks are reimagining credit risk management with AI in lending. From real-time affordability checks to predictive scoring, this article...
Read More
Oct 07 2025

Protected: Harnessing AI to Revolutionise the Lending Landscape in Southeast Asia

As the financial sector embarks on a digital transformation journey, Artificial Intelligence (AI) is reshaping how banks and financial institutions in Southeast Asia,...
Read More
Oct 07 2025

Lending in Southeast Asia’s Cashless Era: Credit Risk Management Strategies for 2025 and Beyond

As Southeast Asia accelerates towards a cashless economy, lenders face new opportunities and risks. This article explores the evolving dynamics of credit risk...
Read More
Aug 05 2025
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Inside Axe Finance: Leadership, Integrity, and Sustainable Scaling in Fintech

In this exclusive interview with Andrew Grant, Axe Finance CEO Dhafer Berrachid shares insights on scaling a fintech company through innovation, strategic hiring, and...
Read More
Aug 18 2025
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EUROPEAN CENTRAL BANK’S CLIMATE FACTOR POLICY: WHAT IT MEANS FOR BANKS IN THE CEE

Learn how CEE banks can prepare for the ECB’s 2026 climate factor policy with digital tools that protect collateral value and ensure compliance.

Read More
May 30 2025
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UK & EU BANKING LEADERS: DRIVE FASTER, TRANSPARENT, AND COMPLIANT LENDING

Banks across the UK and EU face mounting regulatory pressure from the FCA’s Consumer Duty to the EBA’s ESG mandates. Discover how Axe Finance’s cloud-native platform...
Read More
May 01 2025
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AI in Asia: The Real Disruptor in Lending?

AI in Asia: The Real Disruptor in Lending? Unlock key insights on how digital innovation is reshaping banking in Asia.

Read More
Apr 23 2025
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Islamic Finance in Southeast Asia: A Strategic Inflection Point — Case Studies from Indonesia, the Philippines, and Malaysia

Explore how Indonesia, Malaysia, and the Philippines are accelerating Islamic finance adoption—and how digital lending platforms like ACP are empowering banks to scale...
Read More

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