Seamless automation for every type of commercial loan
Empowering lenders with a cutting-edge commercial loan origination software
An innovative solution for efficient commercial loans automation
- AI-powered borrower onboarding and Credit Application (ID recognition etc.)
- Automated onboarding and follow-up processes
- Omnichannel financing journey across all channels and devices
- Digital signature capabilities
- Point-of-Sale financing integrated options
- Seamless integration with real-time data from both external and internal sources.
- Enhanced credit decision accuracy by incorporating new data sources specific to commercial lending such as adverse media.
- Customizable scoring templates based on qualitative and quantitative factors such as industry trends, reputation, cash flow, and LTV ratio.
- Integration options for internal rating scales or bespoke scoring models designed for commercial loans.
- Adherence to GDPR, local regulations, and institutional policies for compliance in commercial lending operations.
- Automated delegation of authority aligned with the institution’s commercial loans policy.
- Risk-based pricing projections and calculations tailored to the unique aspects of commercial loans.
- Comprehensive tracking and monitoring of collateral, covenants, and internal risk triggers for commercial loan portfolios
- Analysis of cash flows, peer comparisons, and detailed commercial credit analysis documentation.
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Enhanced real-time monitoring of commercial lending activities ensures proactive risk management and informed decision-making.
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Efficient historical data storage facilitates comprehensive analysis and trend identification for continuous improvement.
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Advanced capabilities for slicing and dicing credit data enable in-depth analysis and actionable insights tailored to specific needs.
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Dynamic dashboards and customizable reporting tools empower users to visualize data effectively and extract key information effortlessly.
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Comprehensive financial reports, including cash flow analysis and peer comparisons, provide valuable insights for strategic decision-making.
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Streamlined automation of loan servicing events enhances operational efficiency and reduces manual workload for smoother loan management
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AI-powered Early Warning Signals (EWS) leverage predictive analytics to forecast delinquency risks, enabling proactive risk mitigation strategies.
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Instant alerts and notifications on assigned tasks ensure timely action and efficient task management for improved operational agility.
ACP Commercial Loans software is trusted by
