Solutions
ACP Studio
Future-proof your digital lending through zero-code embedded configuration tools
Lenders face costly, time-consuming adjustments due to evolving tech and regulations. ACP Studio offers intuitive administration tools with extensive customization options. Its user-friendly interface empowers non-technical users for seamless platform management, ensuring efficiency and adaptability.
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A set of embedded configuration tools with unlimited customization options
1/ ACP BRM (for rules)
Empowering smarter lending decisions with a rule engine & composer for enhanced agility.
2/ ACP BPM (for workflows)
Streamlining credit workflow processes through configurable BPM solutions.
3/ ACP GUI (for interfaces)
Total control over ACP screen layout and intuitive graphical user interface.
4/ ACP DMS (for documents)
Ensuring consistency, compliance, and a seamless paperless credit process.
5/ ACP IAM (for roles)
Granular identity and access management for configuring user roles effectively.
6/ ACP MLP (for ML pipeline)
Innovative AI-based framework for automated credit processes.
Boosting Scalability & Adaptability: Utilize zero-code configuration tools to adapt quickly to market changes.
Introducing the ACP Studio Suite, a groundbreaking framework offering unparalleled scalability and total self-sufficiency
- Dictionary creation for queries & rules.
- Build rulesets with multiple parameters, with multiple actions and outputs.
- Complex rule & query development using arithmetic operators and predefined functions.
- Controls when building/publishing/deploying/managing each axeBRM item through workflows.
- Comprehensive logs allowing rigorous rules versioning and tracking.
- “Build Your Own Expression” tool for lenders to develop their own simple or complex expressions.
- Preconfigured business processes such as customer onboarding, credit application, and collateral perfection.
- Workflow step with user intervention through a predefined interface, processing step executing preconfigured business rules, or integration step invoking an API/web services.
- User or group task assignment.
- Predefined conditions before proceeding to the next credit process, in compliance with the bank’s internal policies or regulatory guidelines.
- Each step leads to a set of configurable outputs used for workflow automatic routing.
- Parallel workflows can be configured in a synchronous or asynchronous manner.
- Sub-workflows can be configured and triggered by other workflows.
- Create and remove an unlimited number of fields in any language
- Define and edit fields’ properties.
- Screen layout configurations according to the type of credit application, client segment, or object.
- Dropdown lists that can be extracted from internal or external data sources.
- Customize all types of messages.
- Dynamic screen display configurations based on a segment, product, or industry type.
- Track changes across ACP screens at a very granular level.
- Documents are generated from ACP end-user screens taking into account their access rights.
- Documents may be exported in several formats (PDF, word, excel) & printed straight from ACP.
- Document can be generated according to the stage that the application has reached.
- Define and link simple and complex data objects to a document data template.
- Multi-language capability & consistency between document-template, data captured, and generated document.
- MS Word® and Excel® template designer to create and manage document templates ensuring version tracking.
- Ability to add tags to a document template to empower it with data.
- Data access limitation through “User groups”
- Function access rights through “User profiles”
- Based on a pre-designed workflow, a user receives only the assigned tasks and the related documentation.
- User’s handling through import and user’s creation and validation based on maker and checker process.
- ID and/or face recognition.
- Social media screening.
- Automatic recognition & content extraction of documents such as pay slips, address proof, and financial reports.
- AI-based scoring models, adverse media screening & monitoring.
- Portfolio Analysis through customer segmentation and sensitivity analysis.
ACP Studio is trusted by
Top-tier bank in Vietnam
“Overall, we are very happy with ACP, it allows crystal clear efficiency and credit risk mitigation gains. The most appreciated component of this solution is for me the Business Rule Engine, a real game-changer in terms of configuration UX and flexibility.
Thanks to fully digitalized credit card loans processing through ACP, the bank maintained its growth even during the lockdown period, and the turnover of the credit cards business segment has been significantly increased.”
More about this customer story
ACP Studio
FAQs
The configuration tools are designed to ensure robust regulatory compliance through a combination of built-in checks and customizable workflows tailored to meet regulatory standards. It automates the generation of documentation for loan agreements and disclosures, guaranteeing adherence to regulatory requirements. Additionally, the tool seamlessly integrates with external regulatory databases, providing real-time updates on compliance requirements to users. With tracking and audit trail features, it enables continuous monitoring of compliance with regulatory changes over time. Furthermore, the tool undergoes regular updates and maintenance to keep pace with evolving regulatory landscapes, ensuring that users remain compliant at all times.
Yes, the configuration tool is designed with seamless integration in mind, allowing it to easily connect with the bank’s existing systems and processes. Whether with legacy software or modern platforms, the tool offers flexible integration options to ensure smooth interoperability. By leveraging industry-standard protocols and APIs, it enables efficient data exchange and synchronization, minimizing disruptions to your operations.
From adjusting workflow processes to modifying decision-making criteria, the configuration tools provide granular control over every aspect of the lending lifecycle. With intuitive drag-and-drop interfaces and configurable parameters, you can easily configure rules, templates, and workflows to align with the bank’s specific changing needs. Additionally, the tool supports dynamic adaptation, allowing you to evolve and refine your lending practices over time without extensive redevelopment
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